Call report 2022Q2
MERIT BANK — 2022Q2
The 22 measures MERIT BANK reported to the FFIEC for 2022Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 237,178,000 | USD | evidence → |
| Total loans | 184,712,000 | USD | evidence → |
| Allowance for loan losses | 1,925,000 | USD | evidence → |
| Securities available for sale | 17,058,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 208,422,000 | USD | evidence → |
| Interest-bearing deposits | 145,022,000 | USD | evidence → |
| Noninterest-bearing deposits | 63,400,000 | USD | evidence → |
| Equity capital | 28,534,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,315,000 | USD | evidence → |
| Interest expense | 413,000 | USD | evidence → |
| Net interest income | 2,902,000 | USD | evidence → |
| Noninterest income | 563,000 | USD | evidence → |
| Noninterest expense | 3,087,000 | USD | evidence → |
| Provision for loan losses | 162,000 | USD | evidence → |
| Pretax income | 216,000 | USD | evidence → |
| Income tax | 21,000 | USD | evidence → |
| Net income | 195,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 29,362,000 | USD | evidence → |