Call report 2021Q4
MERIT BANK — 2021Q4
The 22 measures MERIT BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 194,230,000 | USD | evidence → |
| Total loans | 135,695,000 | USD | evidence → |
| Allowance for loan losses | 1,707,000 | USD | evidence → |
| Securities available for sale | 20,411,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 176,271,000 | USD | evidence → |
| Interest-bearing deposits | 117,613,000 | USD | evidence → |
| Noninterest-bearing deposits | 58,658,000 | USD | evidence → |
| Equity capital | 17,738,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,707,000 | USD | evidence → |
| Interest expense | 600,000 | USD | evidence → |
| Net interest income | 5,107,000 | USD | evidence → |
| Noninterest income | 1,211,000 | USD | evidence → |
| Noninterest expense | 5,795,000 | USD | evidence → |
| Provision for loan losses | 420,000 | USD | evidence → |
| Pretax income | 103,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 103,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 17,167,000 | USD | evidence → |