Call report 2019Q4
MERIT BANK — 2019Q4
The 22 measures MERIT BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 83,332,000 | USD | evidence → |
| Total loans | 31,082,000 | USD | evidence → |
| Allowance for loan losses | 291,000 | USD | evidence → |
| Securities available for sale | 13,187,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 63,831,000 | USD | evidence → |
| Interest-bearing deposits | 47,064,000 | USD | evidence → |
| Noninterest-bearing deposits | 16,767,000 | USD | evidence → |
| Equity capital | 19,420,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,772,000 | USD | evidence → |
| Interest expense | 179,000 | USD | evidence → |
| Net interest income | 1,593,000 | USD | evidence → |
| Noninterest income | 182,000 | USD | evidence → |
| Noninterest expense | 3,242,000 | USD | evidence → |
| Provision for loan losses | 322,000 | USD | evidence → |
| Pretax income | -1,495,000 | USD | evidence → |
| Income tax | 4,000 | USD | evidence → |
| Net income | -1,499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 18,841,000 | USD | evidence → |
| Total capital | 19,132,000 | USD | evidence → |
| Risk-weighted assets | 39,359,000 | USD | evidence → |