Call report 2018Q4
MERIT BANK — 2018Q4
The 22 measures MERIT BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,783,000 | USD | evidence → |
| Total loans | 13,989,000 | USD | evidence → |
| Allowance for loan losses | 135,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 5,471,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 25,500,000 | USD | evidence → |
| Interest-bearing deposits | 16,960,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,540,000 | USD | evidence → |
| Equity capital | 3,268,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,300,000 | USD | evidence → |
| Interest expense | 74,000 | USD | evidence → |
| Net interest income | 1,226,000 | USD | evidence → |
| Noninterest income | 74,000 | USD | evidence → |
| Noninterest expense | 1,184,000 | USD | evidence → |
| Provision for loan losses | 19,000 | USD | evidence → |
| Pretax income | 97,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 97,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,268,000 | USD | evidence → |
| Total capital | 3,403,000 | USD | evidence → |
| Risk-weighted assets | 12,785,000 | USD | evidence → |