Call report 2016Q4
MERIT BANK — 2016Q4
The 22 measures MERIT BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,522,000 | USD | evidence → |
| Total loans | 17,060,000 | USD | evidence → |
| Allowance for loan losses | 170,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,482,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,434,000 | USD | evidence → |
| Interest-bearing deposits | 15,047,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,387,000 | USD | evidence → |
| Equity capital | 3,078,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,266,000 | USD | evidence → |
| Interest expense | 75,000 | USD | evidence → |
| Net interest income | 1,191,000 | USD | evidence → |
| Noninterest income | 130,000 | USD | evidence → |
| Noninterest expense | 1,247,000 | USD | evidence → |
| Provision for loan losses | 73,000 | USD | evidence → |
| Pretax income | 53,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 53,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,078,000 | USD | evidence → |
| Total capital | 3,248,000 | USD | evidence → |
| Risk-weighted assets | 15,436,000 | USD | evidence → |