Call report 2015Q4
MERIT BANK — 2015Q4
The 22 measures MERIT BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 26,038,000 | USD | evidence → |
| Total loans | 17,518,000 | USD | evidence → |
| Allowance for loan losses | 152,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,901,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,004,000 | USD | evidence → |
| Interest-bearing deposits | 15,753,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,251,000 | USD | evidence → |
| Equity capital | 3,025,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,336,000 | USD | evidence → |
| Interest expense | 78,000 | USD | evidence → |
| Net interest income | 1,258,000 | USD | evidence → |
| Noninterest income | 104,000 | USD | evidence → |
| Noninterest expense | 1,257,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 105,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 105,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,025,000 | USD | evidence → |
| Total capital | 3,177,000 | USD | evidence → |
| Risk-weighted assets | 15,353,000 | USD | evidence → |