Call report 2013Q4
MERIT BANK — 2013Q4
The 22 measures MERIT BANK reported to the FFIEC for 2013Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,833,000 | USD | evidence → |
| Total loans | 18,389,000 | USD | evidence → |
| Allowance for loan losses | 179,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 3,148,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 23,052,000 | USD | evidence → |
| Interest-bearing deposits | 16,018,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,034,000 | USD | evidence → |
| Equity capital | 2,768,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,344,000 | USD | evidence → |
| Interest expense | 110,000 | USD | evidence → |
| Net interest income | 1,234,000 | USD | evidence → |
| Noninterest income | 23,000 | USD | evidence → |
| Noninterest expense | 1,252,000 | USD | evidence → |
| Provision for loan losses | 33,000 | USD | evidence → |
| Pretax income | -28,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -28,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,768,000 | USD | evidence → |
| Total capital | 2,947,000 | USD | evidence → |
| Risk-weighted assets | 15,457,000 | USD | evidence → |