Call report 2012Q3
MERIT BANK — 2012Q3
The 22 measures MERIT BANK reported to the FFIEC for 2012Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,238,000 | USD | evidence → |
| Total loans | 19,693,000 | USD | evidence → |
| Allowance for loan losses | 158,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,200,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 22,264,000 | USD | evidence → |
| Interest-bearing deposits | 15,782,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,482,000 | USD | evidence → |
| Equity capital | 2,756,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,068,000 | USD | evidence → |
| Interest expense | 93,000 | USD | evidence → |
| Net interest income | 975,000 | USD | evidence → |
| Noninterest income | 99,000 | USD | evidence → |
| Noninterest expense | 1,009,000 | USD | evidence → |
| Provision for loan losses | 546,000 | USD | evidence → |
| Pretax income | -481,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -481,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,756,000 | USD | evidence → |
| Total capital | 2,914,000 | USD | evidence → |
| Risk-weighted assets | 16,716,000 | USD | evidence → |