Call report 2011Q2
MERIT BANK — 2011Q2
The 22 measures MERIT BANK reported to the FFIEC for 2011Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,278,000 | USD | evidence → |
| Total loans | 21,514,000 | USD | evidence → |
| Allowance for loan losses | 126,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 1,175,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,915,000 | USD | evidence → |
| Interest-bearing deposits | 17,813,000 | USD | evidence → |
| Noninterest-bearing deposits | 7,102,000 | USD | evidence → |
| Equity capital | 3,210,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 731,000 | USD | evidence → |
| Interest expense | 86,000 | USD | evidence → |
| Net interest income | 645,000 | USD | evidence → |
| Noninterest income | 68,000 | USD | evidence → |
| Noninterest expense | 712,000 | USD | evidence → |
| Provision for loan losses | 75,000 | USD | evidence → |
| Pretax income | -74,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -74,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,210,000 | USD | evidence → |
| Total capital | 3,336,000 | USD | evidence → |
| Risk-weighted assets | 16,713,000 | USD | evidence → |