Call report 2009Q4
MERIT BANK — 2009Q4
The 22 measures MERIT BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 24,539,000 | USD | evidence → |
| Total loans | 20,023,000 | USD | evidence → |
| Allowance for loan losses | 51,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 728,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 21,303,000 | USD | evidence → |
| Interest-bearing deposits | 15,412,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,891,000 | USD | evidence → |
| Equity capital | 3,193,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,548,000 | USD | evidence → |
| Interest expense | 232,000 | USD | evidence → |
| Net interest income | 1,316,000 | USD | evidence → |
| Noninterest income | 158,000 | USD | evidence → |
| Noninterest expense | 1,407,000 | USD | evidence → |
| Provision for loan losses | 43,000 | USD | evidence → |
| Pretax income | 24,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 24,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,193,000 | USD | evidence → |
| Total capital | 3,244,000 | USD | evidence → |
| Risk-weighted assets | 15,668,000 | USD | evidence → |