Call report 2009Q2
MERIT BANK — 2009Q2
The 22 measures MERIT BANK reported to the FFIEC for 2009Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 24,235,000 | USD | evidence → |
| Total loans | 19,285,000 | USD | evidence → |
| Allowance for loan losses | 46,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 728,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 20,875,000 | USD | evidence → |
| Interest-bearing deposits | 14,651,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,224,000 | USD | evidence → |
| Equity capital | 3,201,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 750,000 | USD | evidence → |
| Interest expense | 121,000 | USD | evidence → |
| Net interest income | 629,000 | USD | evidence → |
| Noninterest income | 75,000 | USD | evidence → |
| Noninterest expense | 676,000 | USD | evidence → |
| Provision for loan losses | 4,000 | USD | evidence → |
| Pretax income | 24,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 24,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,201,000 | USD | evidence → |
| Total capital | 3,247,000 | USD | evidence → |
| Risk-weighted assets | 14,501,000 | USD | evidence → |