Call report 2006Q4
MERIT BANK — 2006Q4
The 22 measures MERIT BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 21,300,000 | USD | evidence → |
| Total loans | 14,412,000 | USD | evidence → |
| Allowance for loan losses | 55,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 4,160,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 17,753,000 | USD | evidence → |
| Interest-bearing deposits | 12,418,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,335,000 | USD | evidence → |
| Equity capital | 3,496,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,441,000 | USD | evidence → |
| Interest expense | 246,000 | USD | evidence → |
| Net interest income | 1,195,000 | USD | evidence → |
| Noninterest income | 135,000 | USD | evidence → |
| Noninterest expense | 1,311,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 19,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 14,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,496,000 | USD | evidence → |
| Total capital | 3,551,000 | USD | evidence → |
| Risk-weighted assets | 11,515,000 | USD | evidence → |