Call report 2003Q4
MERIT BANK — 2003Q4
The 22 measures MERIT BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 22,256,000 | USD | evidence → |
| Total loans | 11,888,000 | USD | evidence → |
| Allowance for loan losses | 51,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 7,998,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 18,719,000 | USD | evidence → |
| Interest-bearing deposits | 14,163,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,556,000 | USD | evidence → |
| Equity capital | 3,491,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,281,000 | USD | evidence → |
| Interest expense | 188,000 | USD | evidence → |
| Net interest income | 1,093,000 | USD | evidence → |
| Noninterest income | 152,000 | USD | evidence → |
| Noninterest expense | 1,244,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 7,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 5,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,491,000 | USD | evidence → |
| Total capital | 3,542,000 | USD | evidence → |
| Risk-weighted assets | 10,270,000 | USD | evidence → |