Call report 2002Q4
MERIT BANK — 2002Q4
The 22 measures MERIT BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 22,235,000 | USD | evidence → |
| Total loans | 12,141,000 | USD | evidence → |
| Allowance for loan losses | 50,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 8,332,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 18,670,000 | USD | evidence → |
| Interest-bearing deposits | 14,589,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,081,000 | USD | evidence → |
| Equity capital | 3,496,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,398,000 | USD | evidence → |
| Interest expense | 283,000 | USD | evidence → |
| Net interest income | 1,115,000 | USD | evidence → |
| Noninterest income | 137,000 | USD | evidence → |
| Noninterest expense | 1,226,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 26,000 | USD | evidence → |
| Income tax | 2,000 | USD | evidence → |
| Net income | 24,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,496,000 | USD | evidence → |
| Total capital | 3,546,000 | USD | evidence → |
| Risk-weighted assets | 10,443,000 | USD | evidence → |