Call report 2002Q2
MERIT BANK — 2002Q2
The 22 measures MERIT BANK reported to the FFIEC for 2002Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 22,670,000 | USD | evidence → |
| Total loans | 11,131,000 | USD | evidence → |
| Allowance for loan losses | 50,000 | USD | evidence → |
| Securities available for sale | 0 | USD | evidence → |
| Securities held to maturity | 8,351,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 18,938,000 | USD | evidence → |
| Interest-bearing deposits | 14,472,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,466,000 | USD | evidence → |
| Equity capital | 3,500,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 695,000 | USD | evidence → |
| Interest expense | 151,000 | USD | evidence → |
| Net interest income | 544,000 | USD | evidence → |
| Noninterest income | 61,000 | USD | evidence → |
| Noninterest expense | 585,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 20,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 20,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,500,000 | USD | evidence → |
| Total capital | 3,550,000 | USD | evidence → |
| Risk-weighted assets | 10,021,000 | USD | evidence → |