Call report 2005Q4
NORTHLAND FINANCIAL — 2005Q4
The 22 measures NORTHLAND FINANCIAL reported to the FFIEC for 2005Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 118,723,000 | USD | evidence → |
| Total loans | 93,733,000 | USD | evidence → |
| Allowance for loan losses | 1,026,000 | USD | evidence → |
| Securities available for sale | 15,881,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 101,587,000 | USD | evidence → |
| Interest-bearing deposits | 90,751,000 | USD | evidence → |
| Noninterest-bearing deposits | 10,836,000 | USD | evidence → |
| Equity capital | 8,655,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,856,000 | USD | evidence → |
| Interest expense | 2,549,000 | USD | evidence → |
| Net interest income | 4,307,000 | USD | evidence → |
| Noninterest income | 467,000 | USD | evidence → |
| Noninterest expense | 3,593,000 | USD | evidence → |
| Provision for loan losses | 264,000 | USD | evidence → |
| Pretax income | 917,000 | USD | evidence → |
| Income tax | 63,000 | USD | evidence → |
| Net income | 854,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 8,815,000 | USD | evidence → |
| Total capital | 9,841,000 | USD | evidence → |
| Risk-weighted assets | 96,988,000 | USD | evidence → |