Call report 2003Q4
NORTHLAND FINANCIAL — 2003Q4
The 22 measures NORTHLAND FINANCIAL reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 64,507,000 | USD | evidence → |
| Total loans | 46,273,000 | USD | evidence → |
| Allowance for loan losses | 609,000 | USD | evidence → |
| Securities available for sale | 13,813,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 53,258,000 | USD | evidence → |
| Interest-bearing deposits | 47,019,000 | USD | evidence → |
| Noninterest-bearing deposits | 6,239,000 | USD | evidence → |
| Equity capital | 5,068,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,862,000 | USD | evidence → |
| Interest expense | 1,218,000 | USD | evidence → |
| Net interest income | 2,644,000 | USD | evidence → |
| Noninterest income | 441,000 | USD | evidence → |
| Noninterest expense | 1,941,000 | USD | evidence → |
| Provision for loan losses | 146,000 | USD | evidence → |
| Pretax income | 1,030,000 | USD | evidence → |
| Income tax | 72,000 | USD | evidence → |
| Net income | 958,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,867,000 | USD | evidence → |
| Total capital | 5,468,000 | USD | evidence → |
| Risk-weighted assets | 48,087,000 | USD | evidence → |