Call report 2002Q4
NORTHLAND FINANCIAL — 2002Q4
The 22 measures NORTHLAND FINANCIAL reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 60,307,000 | USD | evidence → |
| Total loans | 43,603,000 | USD | evidence → |
| Allowance for loan losses | 556,000 | USD | evidence → |
| Securities available for sale | 11,220,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 50,243,000 | USD | evidence → |
| Interest-bearing deposits | 46,360,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,883,000 | USD | evidence → |
| Equity capital | 4,638,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 3,952,000 | USD | evidence → |
| Interest expense | 1,390,000 | USD | evidence → |
| Net interest income | 2,562,000 | USD | evidence → |
| Noninterest income | 281,000 | USD | evidence → |
| Noninterest expense | 1,840,000 | USD | evidence → |
| Provision for loan losses | 93,000 | USD | evidence → |
| Pretax income | 978,000 | USD | evidence → |
| Income tax | 66,000 | USD | evidence → |
| Net income | 912,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,234,000 | USD | evidence → |
| Total capital | 4,790,000 | USD | evidence → |
| Risk-weighted assets | 46,979,000 | USD | evidence → |