Call reports 2013
STATE BANK OF CONWAY SPRINGS — 2013
What STATE BANK OF CONWAY SPRINGS reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Total assets | 30,087,000 | 30,878,000 | 29,743,000 |
| Total loans | 13,762,000 | 14,462,000 | 14,516,000 |
| Allowance for loan losses | 224,000 | 226,000 | 226,000 |
| Securities available for sale | 3,554,000 | 4,656,000 | 4,634,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 26,272,000 | 27,105,000 | 25,937,000 |
| Interest-bearing deposits | 20,965,000 | 20,698,000 | 19,788,000 |
| Noninterest-bearing deposits | 5,307,000 | 6,407,000 | 6,149,000 |
| Equity capital | 2,514,000 | 2,500,000 | 2,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Interest income | 250,000 | 506,000 | 764,000 |
| Interest expense | 43,000 | 84,000 | 124,000 |
| Net interest income | 207,000 | 422,000 | 640,000 |
| Noninterest income | 21,000 | 42,000 | 64,000 |
| Noninterest expense | 157,000 | 324,000 | 480,000 |
| Provision for loan losses | 0 | 2,000 | 4,000 |
| Pretax income | 71,000 | 138,000 | 220,000 |
| Income tax | 25,000 | 49,000 | 79,000 |
| Net income | 46,000 | 89,000 | 141,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 |
|---|---|---|---|
| Tier 1 capital | 2,476,000 | 2,519,000 | 2,547,000 |
| Total capital | 2,679,000 | 2,731,000 | 2,756,000 |
| Risk-weighted assets | 16,198,000 | 16,922,000 | 16,673,000 |