Call reports 2012
STATE BANK OF CONWAY SPRINGS — 2012
What STATE BANK OF CONWAY SPRINGS reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 28,909,000 | 30,347,000 | 29,087,000 | 28,642,000 |
| Total loans | 12,393,000 | 11,882,000 | 11,259,000 | 12,735,000 |
| Allowance for loan losses | 211,000 | 217,000 | 223,000 | 223,000 |
| Securities available for sale | 4,618,000 | 3,988,000 | 3,674,000 | 3,813,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,131,000 | 26,555,000 | 25,258,000 | 24,806,000 |
| Interest-bearing deposits | 19,045,000 | 20,639,000 | 20,261,000 | 19,599,000 |
| Noninterest-bearing deposits | 6,086,000 | 5,916,000 | 4,997,000 | 5,207,000 |
| Equity capital | 2,428,000 | 2,421,000 | 2,473,000 | 2,501,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 533,000 | 772,000 | 1,011,000 |
| Interest expense | 56,000 | 109,000 | 157,000 | 202,000 |
| Net interest income | 223,000 | 424,000 | 615,000 | 809,000 |
| Noninterest income | 31,000 | 62,000 | 87,000 | 115,000 |
| Noninterest expense | 158,000 | 327,000 | 476,000 | 644,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 18,000 |
| Pretax income | 90,000 | 147,000 | 208,000 | 262,000 |
| Income tax | 29,000 | 57,000 | 62,000 | 76,000 |
| Net income | 61,000 | 90,000 | 146,000 | 186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,355,000 | 2,359,000 | 2,415,000 | 2,455,000 |
| Total capital | 2,545,000 | 2,549,000 | 2,596,000 | 2,646,000 |
| Risk-weighted assets | 15,185,000 | 15,210,000 | 14,443,000 | 15,238,000 |