Call reports 2011
STATE BANK OF CONWAY SPRINGS — 2011
What STATE BANK OF CONWAY SPRINGS reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 22,688,000 | 25,433,000 | 27,232,000 | 26,288,000 |
| Total loans | 12,836,000 | 12,198,000 | 12,442,000 | 12,312,000 |
| Allowance for loan losses | 220,000 | 200,000 | 198,000 | 205,000 |
| Securities available for sale | 2,613,000 | 5,189,000 | 5,051,000 | 4,782,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,052,000 | 21,721,000 | 23,501,000 | 22,565,000 |
| Interest-bearing deposits | 16,140,000 | 17,827,000 | 16,022,000 | 17,983,000 |
| Noninterest-bearing deposits | 2,912,000 | 3,894,000 | 7,479,000 | 4,582,000 |
| Equity capital | 2,268,000 | 2,336,000 | 2,376,000 | 2,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 265,000 | 517,000 | 777,000 | 1,015,000 |
| Interest expense | 72,000 | 144,000 | 212,000 | 272,000 |
| Net interest income | 193,000 | 373,000 | 565,000 | 743,000 |
| Noninterest income | 22,000 | 47,000 | 72,000 | 107,000 |
| Noninterest expense | 155,000 | 308,000 | 458,000 | 628,000 |
| Provision for loan losses | 0 | 0 | 4,000 | 10,000 |
| Pretax income | 60,000 | 112,000 | 175,000 | 212,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 60,000 | 112,000 | 175,000 | 212,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,192,000 | 2,244,000 | 2,283,000 | 2,319,000 |
| Total capital | 2,372,000 | 2,427,000 | 2,471,000 | 2,501,000 |
| Risk-weighted assets | 14,361,000 | 14,643,000 | 14,993,000 | 14,520,000 |