Call reports 2010
STATE BANK OF CONWAY SPRINGS — 2010
What STATE BANK OF CONWAY SPRINGS reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 20,657,000 | 21,942,000 | 20,117,000 | 21,812,000 |
| Total loans | 13,588,000 | 13,655,000 | 12,814,000 | 13,259,000 |
| Allowance for loan losses | 219,000 | 220,000 | 220,000 | 220,000 |
| Securities available for sale | 3,842,000 | 3,271,000 | 3,078,000 | 2,789,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,162,000 | 18,359,000 | 16,491,000 | 18,204,000 |
| Interest-bearing deposits | 14,576,000 | 15,378,000 | 13,103,000 | 15,207,000 |
| Noninterest-bearing deposits | 2,586,000 | 2,981,000 | 3,388,000 | 2,997,000 |
| Equity capital | 2,075,000 | 2,157,000 | 2,222,000 | 2,239,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 310,000 | 596,000 | 869,000 | 1,130,000 |
| Interest expense | 75,000 | 149,000 | 219,000 | 292,000 |
| Net interest income | 235,000 | 447,000 | 650,000 | 838,000 |
| Noninterest income | 28,000 | 57,000 | 94,000 | 121,000 |
| Noninterest expense | 164,000 | 338,000 | 510,000 | 681,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 99,000 | 166,000 | 234,000 | 278,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 99,000 | 166,000 | 234,000 | 278,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,977,000 | 2,045,000 | 2,113,000 | 2,157,000 |
| Total capital | 2,160,000 | 2,234,000 | 2,286,000 | 2,339,000 |
| Risk-weighted assets | 14,636,000 | 15,083,000 | 13,809,000 | 14,482,000 |