Call reports 2007
STATE BANK OF CONWAY SPRINGS — 2007
What STATE BANK OF CONWAY SPRINGS reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 18,131,000 | 17,732,000 | 19,242,000 | 18,148,000 |
| Total loans | 10,066,000 | 10,258,000 | 9,347,000 | 10,709,000 |
| Allowance for loan losses | 306,000 | 331,000 | 229,000 | 232,000 |
| Securities available for sale | 5,169,000 | 4,969,000 | 4,831,000 | 5,675,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,671,000 | 14,277,000 | 15,740,000 | 14,596,000 |
| Interest-bearing deposits | 12,905,000 | 12,191,000 | 12,548,000 | 11,715,000 |
| Noninterest-bearing deposits | 1,766,000 | 2,086,000 | 3,192,000 | 2,881,000 |
| Equity capital | 1,577,000 | 1,574,000 | 1,628,000 | 1,683,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 267,000 | 537,000 | 778,000 | 1,055,000 |
| Interest expense | 111,000 | 218,000 | 333,000 | 447,000 |
| Net interest income | 156,000 | 319,000 | 445,000 | 608,000 |
| Noninterest income | 30,000 | 59,000 | 90,000 | 115,000 |
| Noninterest expense | 171,000 | 324,000 | 484,000 | 661,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 15,000 | 55,000 | 52,000 | 63,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 15,000 | 55,000 | 52,000 | 63,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,681,000 | 1,721,000 | 1,718,000 | 1,730,000 |
| Total capital | 1,831,000 | 1,875,000 | 1,863,000 | 1,883,000 |
| Risk-weighted assets | 11,818,000 | 12,107,000 | 11,496,000 | 12,175,000 |