Call reports 2006
STATE BANK OF CONWAY SPRINGS — 2006
What STATE BANK OF CONWAY SPRINGS reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 18,452,000 | 18,733,000 | 18,088,000 | 17,847,000 |
| Total loans | 10,671,000 | 10,592,000 | 10,182,000 | 10,274,000 |
| Allowance for loan losses | 293,000 | 282,000 | 292,000 | 281,000 |
| Securities available for sale | 6,132,000 | 5,754,000 | 5,566,000 | 5,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,329,000 | 15,466,000 | 14,698,000 | 14,423,000 |
| Interest-bearing deposits | 13,285,000 | 12,925,000 | 12,392,000 | 12,381,000 |
| Noninterest-bearing deposits | 2,044,000 | 2,541,000 | 2,306,000 | 2,042,000 |
| Equity capital | 1,425,000 | 1,393,000 | 1,515,000 | 1,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 259,000 | 534,000 | 823,000 | 1,104,000 |
| Interest expense | 91,000 | 203,000 | 309,000 | 421,000 |
| Net interest income | 168,000 | 331,000 | 514,000 | 683,000 |
| Noninterest income | 25,000 | 52,000 | 83,000 | 109,000 |
| Noninterest expense | 153,000 | 318,000 | 470,000 | 644,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 40,000 | 65,000 | 127,000 | 133,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 40,000 | 65,000 | 127,000 | 133,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,574,000 | 1,599,000 | 1,661,000 | 1,666,000 |
| Total capital | 1,732,000 | 1,754,000 | 1,811,000 | 1,816,000 |
| Risk-weighted assets | 12,571,000 | 12,316,000 | 11,872,000 | 11,862,000 |