Call reports 2005
STATE BANK OF CONWAY SPRINGS — 2005
What STATE BANK OF CONWAY SPRINGS reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 16,931,000 | 17,233,000 | 17,699,000 | 18,352,000 |
| Total loans | 8,645,000 | 8,522,000 | 9,465,000 | 10,625,000 |
| Allowance for loan losses | 339,000 | 340,000 | 326,000 | 323,000 |
| Securities available for sale | 7,130,000 | 6,887,000 | 6,831,000 | 6,409,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,086,000 | 14,393,000 | 14,541,000 | 14,569,000 |
| Interest-bearing deposits | 12,399,000 | 12,457,000 | 12,578,000 | 12,372,000 |
| Noninterest-bearing deposits | 1,687,000 | 1,936,000 | 1,962,000 | 2,197,000 |
| Equity capital | 1,433,000 | 1,471,000 | 1,456,000 | 1,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 220,000 | 442,000 | 701,000 | 935,000 |
| Interest expense | 65,000 | 136,000 | 224,000 | 301,000 |
| Net interest income | 155,000 | 306,000 | 477,000 | 634,000 |
| Noninterest income | 29,000 | 56,000 | 85,000 | 113,000 |
| Noninterest expense | 179,000 | 353,000 | 547,000 | 738,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,000 | 9,000 | 15,000 | 9,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 5,000 | 9,000 | 15,000 | 9,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,529,000 | 1,533,000 | 1,540,000 | 1,534,000 |
| Total capital | 1,659,000 | 1,662,000 | 1,677,000 | 1,671,000 |
| Risk-weighted assets | 10,159,000 | 10,099,000 | 10,764,000 | 12,290,000 |