Call reports 2002
STATE BANK OF CONWAY SPRINGS — 2002
What STATE BANK OF CONWAY SPRINGS reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 15,823,000 | 15,723,000 | 15,008,000 | 14,626,000 |
| Total loans | 8,058,000 | 7,328,000 | 6,733,000 | 6,293,000 |
| Allowance for loan losses | 339,000 | 348,000 | 359,000 | 310,000 |
| Securities available for sale | 5,562,000 | 5,283,000 | 4,712,000 | 5,656,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,208,000 | 12,616,000 | 12,876,000 | 12,545,000 |
| Interest-bearing deposits | 11,377,000 | 10,882,000 | 10,985,000 | 10,743,000 |
| Noninterest-bearing deposits | 1,831,000 | 1,734,000 | 1,891,000 | 1,802,000 |
| Equity capital | 1,762,000 | 1,780,000 | 1,781,000 | 1,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 241,000 | 472,000 | 704,000 | 876,000 |
| Interest expense | 99,000 | 190,000 | 277,000 | 356,000 |
| Net interest income | 142,000 | 282,000 | 427,000 | 520,000 |
| Noninterest income | 34,000 | 64,000 | 92,000 | 133,000 |
| Noninterest expense | 176,000 | 359,000 | 539,000 | 738,000 |
| Provision for loan losses | 60,000 | 68,000 | 77,000 | 84,000 |
| Pretax income | -60,000 | -81,000 | -97,000 | -169,000 |
| Income tax | -15,000 | -6,000 | -6,000 | -37,000 |
| Net income | -45,000 | -75,000 | -91,000 | -132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,754,000 | 1,726,000 | 1,710,000 | 1,668,000 |
| Total capital | 1,874,000 | 1,839,000 | 1,815,000 | 1,769,000 |
| Risk-weighted assets | 9,349,000 | 8,773,000 | 8,163,000 | 7,867,000 |