Call reports 2001
STATE BANK OF CONWAY SPRINGS — 2001
What STATE BANK OF CONWAY SPRINGS reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 16,433,000 | 15,902,000 | 16,502,000 | 16,065,000 |
| Total loans | 9,036,000 | 8,577,000 | 8,548,000 | 8,566,000 |
| Allowance for loan losses | 194,000 | 312,000 | 310,000 | 286,000 |
| Securities available for sale | 4,633,000 | 4,591,000 | 5,634,000 | 5,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,185,000 | 13,791,000 | 14,362,000 | 13,728,000 |
| Interest-bearing deposits | 12,394,000 | 12,059,000 | 12,524,000 | 11,931,000 |
| Noninterest-bearing deposits | 1,791,000 | 1,732,000 | 1,838,000 | 1,797,000 |
| Equity capital | 1,921,000 | 1,790,000 | 1,782,000 | 1,818,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 279,000 | 567,000 | 849,000 | 1,143,000 |
| Interest expense | 140,000 | 278,000 | 410,000 | 530,000 |
| Net interest income | 139,000 | 289,000 | 439,000 | 613,000 |
| Noninterest income | 45,000 | 91,000 | 130,000 | 174,000 |
| Noninterest expense | 174,000 | 339,000 | 548,000 | 716,000 |
| Provision for loan losses | 8,000 | 149,000 | 157,000 | 164,000 |
| Pretax income | 2,000 | -108,000 | -136,000 | -76,000 |
| Income tax | 0 | 0 | 0 | -32,000 |
| Net income | 2,000 | -108,000 | -136,000 | -44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,872,000 | 1,737,000 | 1,708,000 | 1,801,000 |
| Total capital | 2,000,000 | 1,865,000 | 1,845,000 | 1,930,000 |
| Risk-weighted assets | 10,143,000 | 9,635,000 | 10,800,000 | 10,117,000 |