Call reports 2025
IVES BANK — 2025
What IVES BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,633,553,000 | 1,653,071,000 | 1,673,706,000 | 1,680,205,000 |
| Total loans | 1,370,412,000 | 1,379,742,000 | 1,403,595,000 | 1,400,776,000 |
| Allowance for loan losses | 17,417,000 | 17,560,000 | 17,898,000 | 18,056,000 |
| Securities available for sale | 125,023,000 | 122,417,000 | 113,245,000 | 138,468,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,263,808,000 | 1,274,375,000 | 1,284,602,000 | 1,352,410,000 |
| Interest-bearing deposits | 876,741,000 | 1,077,745,000 | 1,067,697,000 | 949,031,000 |
| Noninterest-bearing deposits | 387,067,000 | 196,630,000 | 216,905,000 | 403,379,000 |
| Equity capital | 209,650,000 | 214,009,000 | 218,993,000 | 222,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 20,285,000 | 41,157,000 | 62,476,000 | 84,205,000 |
| Interest expense | 8,505,000 | 16,887,000 | 25,428,000 | 33,692,000 |
| Net interest income | 11,780,000 | 24,270,000 | 37,048,000 | 50,513,000 |
| Noninterest income | 1,688,000 | 3,541,000 | 5,448,000 | 7,313,000 |
| Noninterest expense | 9,103,000 | 18,465,000 | 28,077,000 | 37,484,000 |
| Provision for loan losses | 136,000 | 70,000 | 450,000 | 590,000 |
| Pretax income | 4,133,000 | 9,480,000 | 14,543,000 | 20,526,000 |
| Income tax | 854,000 | 1,953,000 | 2,976,000 | 4,231,000 |
| Net income | 3,279,000 | 7,527,000 | 11,567,000 | 16,295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 214,071,000 | 218,319,000 | 222,359,000 | 226,938,000 |