Call reports 2021
IVES BANK — 2021
What IVES BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,329,844,000 | 1,356,053,000 | 1,375,177,000 | 1,418,593,000 |
| Total loans | 1,070,175,000 | 1,050,230,000 | 1,042,583,000 | 1,050,670,000 |
| Allowance for loan losses | 13,182,000 | 13,277,000 | 13,602,000 | 14,571,000 |
| Securities available for sale | 37,377,000 | 46,945,000 | 44,477,000 | 40,768,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,112,881,000 | 1,135,675,000 | 1,150,604,000 | 1,188,448,000 |
| Interest-bearing deposits | 1,028,789,000 | 1,048,165,000 | 1,058,772,000 | 1,064,583,000 |
| Noninterest-bearing deposits | 84,092,000 | 87,510,000 | 91,832,000 | 123,865,000 |
| Equity capital | 148,782,000 | 152,491,000 | 156,271,000 | 161,485,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 11,006,000 | 22,155,000 | 33,370,000 | 44,593,000 |
| Interest expense | 1,427,000 | 2,694,000 | 3,817,000 | 4,792,000 |
| Net interest income | 9,579,000 | 19,461,000 | 29,553,000 | 39,801,000 |
| Noninterest income | 1,989,000 | 4,565,000 | 6,711,000 | 9,505,000 |
| Noninterest expense | 6,864,000 | 13,721,000 | 20,618,000 | 29,268,000 |
| Provision for loan losses | 745,000 | 1,250,000 | 1,660,000 | 1,581,000 |
| Pretax income | 4,428,000 | 9,713,000 | 14,711,000 | 19,390,000 |
| Income tax | 916,000 | 1,986,000 | 2,997,000 | 3,917,000 |
| Net income | 3,512,000 | 7,727,000 | 11,714,000 | 15,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 150,930,000 | 154,644,000 | 158,631,000 | 162,291,000 |