Call reports 2019
IVES BANK — 2019
What IVES BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,076,708,000 | 1,093,947,000 | 1,096,668,000 | 1,117,094,000 |
| Total loans | 909,301,000 | 925,904,000 | 928,230,000 | 945,275,000 |
| Allowance for loan losses | 8,937,000 | 8,812,000 | 8,509,000 | 8,715,000 |
| Securities available for sale | 74,188,000 | 78,211,000 | 80,274,000 | 79,753,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 847,909,000 | 872,166,000 | 883,197,000 | 903,205,000 |
| Interest-bearing deposits | 804,982,000 | 829,304,000 | 840,018,000 | 859,461,000 |
| Noninterest-bearing deposits | 42,927,000 | 42,862,000 | 43,179,000 | 43,744,000 |
| Equity capital | 126,904,000 | 131,081,000 | 134,528,000 | 135,450,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,425,000 | 23,056,000 | 34,795,000 | 46,311,000 |
| Interest expense | 2,189,000 | 4,567,000 | 7,056,000 | 9,472,000 |
| Net interest income | 9,236,000 | 18,489,000 | 27,739,000 | 36,839,000 |
| Noninterest income | 1,772,000 | 3,569,000 | 5,206,000 | 6,626,000 |
| Noninterest expense | 7,114,000 | 13,973,000 | 20,748,000 | 28,320,000 |
| Provision for loan losses | 310,000 | 310,000 | 371,000 | 837,000 |
| Pretax income | 3,780,000 | 7,917,000 | 12,001,000 | 14,853,000 |
| Income tax | 769,000 | 1,607,000 | 2,449,000 | 3,043,000 |
| Net income | 3,011,000 | 6,310,000 | 9,552,000 | 11,810,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 128,895,000 | 132,193,000 | 135,436,000 | 137,694,000 |
| Total capital | 138,088,000 | 141,238,000 | 144,192,000 | 146,668,000 |
| Risk-weighted assets | 816,462,000 | 827,877,000 | 826,257,000 | 840,371,000 |