Call reports 2018
IVES BANK — 2018
What IVES BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,032,991,000 | 1,050,775,000 | 1,066,738,000 | 1,079,812,000 |
| Total loans | 874,370,000 | 892,369,000 | 907,022,000 | 907,203,000 |
| Allowance for loan losses | 8,005,000 | 8,215,000 | 8,416,000 | 8,648,000 |
| Securities available for sale | 53,078,000 | 60,929,000 | 76,467,000 | 70,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 787,301,000 | 803,257,000 | 845,773,000 | 856,411,000 |
| Interest-bearing deposits | 739,758,000 | 748,957,000 | 797,986,000 | 817,167,000 |
| Noninterest-bearing deposits | 47,543,000 | 54,300,000 | 47,787,000 | 39,244,000 |
| Equity capital | 114,358,000 | 116,993,000 | 119,786,000 | 123,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,629,000 | 19,934,000 | 30,793,000 | 42,181,000 |
| Interest expense | 1,414,000 | 3,045,000 | 4,985,000 | 7,153,000 |
| Net interest income | 8,215,000 | 16,889,000 | 25,808,000 | 35,028,000 |
| Noninterest income | 1,381,000 | 3,302,000 | 5,116,000 | 6,717,000 |
| Noninterest expense | 7,020,000 | 13,581,000 | 20,580,000 | 28,098,000 |
| Provision for loan losses | -140,000 | 208,000 | 553,000 | 913,000 |
| Pretax income | 2,716,000 | 6,402,000 | 10,475,000 | 13,218,000 |
| Income tax | 547,000 | 1,286,000 | 2,111,000 | 2,653,000 |
| Net income | 2,169,000 | 5,116,000 | 8,364,000 | 10,565,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,906,000 | 118,852,000 | 122,100,000 | 124,302,000 |
| Total capital | 125,156,000 | 128,319,000 | 131,770,000 | 134,091,000 |
| Risk-weighted assets | 764,690,000 | 787,889,000 | 800,554,000 | 818,180,000 |