Call reports 2017
IVES BANK — 2017
What IVES BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 988,706,000 | 989,794,000 | 1,003,488,000 | 984,794,000 |
| Total loans | 855,150,000 | 859,916,000 | 860,938,000 | 847,489,000 |
| Allowance for loan losses | 7,372,000 | 7,414,000 | 7,681,000 | 7,826,000 |
| Securities available for sale | 70,514,000 | 68,354,000 | 65,899,000 | 52,637,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 758,873,000 | 777,390,000 | 792,066,000 | 794,515,000 |
| Interest-bearing deposits | 706,584,000 | 721,239,000 | 734,727,000 | 741,847,000 |
| Noninterest-bearing deposits | 52,289,000 | 56,151,000 | 57,339,000 | 52,668,000 |
| Equity capital | 107,628,000 | 110,259,000 | 112,475,000 | 112,968,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,311,000 | 18,832,000 | 28,362,000 | 38,191,000 |
| Interest expense | 1,334,000 | 2,671,000 | 4,042,000 | 5,416,000 |
| Net interest income | 7,977,000 | 16,161,000 | 24,320,000 | 32,775,000 |
| Noninterest income | 1,435,000 | 3,278,000 | 5,052,000 | 6,816,000 |
| Noninterest expense | 5,948,000 | 12,135,000 | 18,510,000 | 25,774,000 |
| Provision for loan losses | 370,000 | 651,000 | 1,090,000 | 1,386,000 |
| Pretax income | 3,094,000 | 6,653,000 | 9,772,000 | 12,368,000 |
| Income tax | 1,018,000 | 2,185,000 | 3,188,000 | 5,318,000 |
| Net income | 2,076,000 | 4,468,000 | 6,584,000 | 7,050,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,634,000 | 111,027,000 | 113,143,000 | 113,377,000 |
| Total capital | 117,071,000 | 119,555,000 | 121,964,000 | 122,455,000 |
| Risk-weighted assets | 730,676,000 | 739,149,000 | 739,500,000 | 752,922,000 |