Call reports 2016
IVES BANK — 2016
What IVES BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 925,358,000 | 941,165,000 | 957,032,000 | 969,160,000 |
| Total loans | 795,006,000 | 809,368,000 | 830,886,000 | 849,716,000 |
| Allowance for loan losses | 7,463,000 | 7,394,000 | 6,971,000 | 7,355,000 |
| Securities available for sale | 80,981,000 | 78,599,000 | 77,064,000 | 71,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 693,842,000 | 709,854,000 | 732,655,000 | 749,995,000 |
| Interest-bearing deposits | 647,192,000 | 658,752,000 | 683,599,000 | 695,102,000 |
| Noninterest-bearing deposits | 46,650,000 | 51,102,000 | 49,056,000 | 54,893,000 |
| Equity capital | 95,721,000 | 98,376,000 | 100,785,000 | 105,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 9,098,000 | 18,118,000 | 27,382,000 | 38,579,000 |
| Interest expense | 1,543,000 | 3,018,000 | 4,502,000 | 5,948,000 |
| Net interest income | 7,555,000 | 15,100,000 | 22,880,000 | 32,631,000 |
| Noninterest income | 1,400,000 | 3,431,000 | 5,258,000 | 6,958,000 |
| Noninterest expense | 5,992,000 | 12,048,000 | 18,051,000 | 25,229,000 |
| Provision for loan losses | 225,000 | 487,000 | 669,000 | 1,101,000 |
| Pretax income | 2,738,000 | 5,996,000 | 9,418,000 | 18,522,000 |
| Income tax | 916,000 | 2,007,000 | 3,136,000 | 5,837,000 |
| Net income | 1,822,000 | 3,989,000 | 6,282,000 | 12,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,697,000 | 97,863,000 | 100,157,000 | 106,559,000 |
| Total capital | 103,863,000 | 106,003,000 | 107,937,000 | 114,920,000 |
| Risk-weighted assets | 688,004,000 | 695,095,000 | 711,019,000 | 717,688,000 |