Call reports 2014
IVES BANK — 2014
What IVES BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 827,095,000 | 852,210,000 | 864,101,000 | 884,279,000 |
| Total loans | 694,861,000 | 719,206,000 | 738,748,000 | 758,392,000 |
| Allowance for loan losses | 6,890,000 | 6,804,000 | 6,548,000 | 7,192,000 |
| Securities available for sale | 81,733,000 | 78,756,000 | 75,195,000 | 72,052,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 662,390,000 | 674,927,000 | 662,621,000 | 670,762,000 |
| Interest-bearing deposits | 619,441,000 | 630,202,000 | 621,722,000 | 628,576,000 |
| Noninterest-bearing deposits | 42,949,000 | 44,725,000 | 40,899,000 | 42,186,000 |
| Equity capital | 85,761,000 | 87,580,000 | 88,856,000 | 85,789,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 8,060,000 | 16,110,000 | 24,589,000 | 33,202,000 |
| Interest expense | 1,431,000 | 2,909,000 | 4,390,000 | 5,914,000 |
| Net interest income | 6,629,000 | 13,201,000 | 20,199,000 | 27,288,000 |
| Noninterest income | 1,204,000 | 2,479,000 | 4,314,000 | 5,379,000 |
| Noninterest expense | 5,726,000 | 11,511,000 | 17,605,000 | 23,890,000 |
| Provision for loan losses | 388,000 | 721,000 | 1,324,000 | 847,000 |
| Pretax income | 1,719,000 | 3,629,000 | 5,765,000 | 8,088,000 |
| Income tax | 588,000 | 1,224,000 | 1,941,000 | 2,674,000 |
| Net income | 1,131,000 | 2,405,000 | 3,824,000 | 5,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 82,763,000 | 84,035,000 | 85,454,000 | 87,044,000 |
| Total capital | 90,384,000 | 91,578,000 | 92,784,000 | 95,032,000 |
| Risk-weighted assets | 567,560,000 | 584,732,000 | 593,802,000 | 608,150,000 |