Call reports 2013
IVES BANK — 2013
What IVES BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 775,243,000 | 782,187,000 | 802,172,000 | 818,445,000 |
| Total loans | 636,939,000 | 647,543,000 | 665,867,000 | 684,466,000 |
| Allowance for loan losses | 7,774,000 | 6,582,000 | 7,010,000 | 6,691,000 |
| Securities available for sale | 73,096,000 | 60,842,000 | 88,055,000 | 83,629,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 638,549,000 | 656,480,000 | 644,341,000 | 659,470,000 |
| Interest-bearing deposits | 605,058,000 | 615,435,000 | 607,033,000 | 619,327,000 |
| Noninterest-bearing deposits | 33,491,000 | 41,045,000 | 37,308,000 | 40,143,000 |
| Equity capital | 77,923,000 | 78,058,000 | 79,134,000 | 84,110,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 7,764,000 | 15,404,000 | 23,023,000 | 31,112,000 |
| Interest expense | 1,505,000 | 2,882,000 | 4,260,000 | 5,705,000 |
| Net interest income | 6,259,000 | 12,522,000 | 18,763,000 | 25,407,000 |
| Noninterest income | 1,706,000 | 2,806,000 | 4,241,000 | 5,523,000 |
| Noninterest expense | 5,944,000 | 11,587,000 | 17,427,000 | 23,581,000 |
| Provision for loan losses | 995,000 | 1,188,000 | 1,676,000 | 1,926,000 |
| Pretax income | 1,026,000 | 2,836,000 | 4,184,000 | 5,706,000 |
| Income tax | 353,000 | 969,000 | 1,429,000 | 1,984,000 |
| Net income | 673,000 | 1,867,000 | 2,755,000 | 3,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,343,000 | 79,775,000 | 80,663,000 | 81,630,000 |
| Total capital | 85,392,000 | 86,857,000 | 88,012,000 | 89,055,000 |
| Risk-weighted assets | 523,763,000 | 526,510,000 | 544,789,000 | 564,884,000 |