Call reports 2012
IVES BANK — 2012
What IVES BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 759,175,000 | 762,366,000 | 754,167,000 | 767,938,000 |
| Total loans | 592,453,000 | 598,140,000 | 619,312,000 | 643,714,000 |
| Allowance for loan losses | 6,402,000 | 6,511,000 | 6,855,000 | 6,938,000 |
| Securities available for sale | 95,768,000 | 93,695,000 | 84,177,000 | 77,362,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,043,000 | 613,887,000 | 614,609,000 | 626,185,000 |
| Interest-bearing deposits | 582,880,000 | 581,505,000 | 582,569,000 | 592,271,000 |
| Noninterest-bearing deposits | 30,163,000 | 32,382,000 | 32,040,000 | 33,914,000 |
| Equity capital | 74,412,000 | 75,647,000 | 76,946,000 | 77,481,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 7,912,000 | 15,742,000 | 23,592,000 | 31,434,000 |
| Interest expense | 1,951,000 | 3,769,000 | 5,500,000 | 7,149,000 |
| Net interest income | 5,961,000 | 11,973,000 | 18,092,000 | 24,285,000 |
| Noninterest income | 1,521,000 | 3,134,000 | 4,876,000 | 7,066,000 |
| Noninterest expense | 5,598,000 | 11,200,000 | 16,977,000 | 23,038,000 |
| Provision for loan losses | 282,000 | 841,000 | 1,575,000 | 2,459,000 |
| Pretax income | 1,602,000 | 3,066,000 | 4,416,000 | 5,854,000 |
| Income tax | 550,000 | 1,048,000 | 1,508,000 | 1,997,000 |
| Net income | 1,052,000 | 2,018,000 | 2,908,000 | 3,857,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,884,000 | 75,836,000 | 76,737,000 | 77,682,000 |
| Total capital | 81,595,000 | 82,445,000 | 83,313,000 | 84,507,000 |
| Risk-weighted assets | 505,217,000 | 505,784,000 | 499,552,000 | 517,195,000 |