Call reports 2011
IVES BANK — 2011
What IVES BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 763,507,000 | 772,021,000 | 767,397,000 | 762,338,000 |
| Total loans | 602,541,000 | 601,103,000 | 592,361,000 | 590,432,000 |
| Allowance for loan losses | 6,002,000 | 6,340,000 | 6,141,000 | 6,378,000 |
| Securities available for sale | 89,177,000 | 86,823,000 | 96,134,000 | 90,419,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 603,311,000 | 614,288,000 | 612,272,000 | 611,278,000 |
| Interest-bearing deposits | 577,169,000 | 585,979,000 | 582,761,000 | 580,934,000 |
| Noninterest-bearing deposits | 26,142,000 | 28,309,000 | 29,511,000 | 30,344,000 |
| Equity capital | 73,076,000 | 73,840,000 | 74,871,000 | 73,224,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 8,392,000 | 16,683,000 | 24,887,000 | 32,954,000 |
| Interest expense | 2,588,000 | 5,115,000 | 7,483,000 | 9,665,000 |
| Net interest income | 5,804,000 | 11,568,000 | 17,404,000 | 23,289,000 |
| Noninterest income | 845,000 | 1,908,000 | 3,339,000 | 4,785,000 |
| Noninterest expense | 5,684,000 | 11,281,000 | 16,751,000 | 22,690,000 |
| Provision for loan losses | 913,000 | 1,387,000 | 2,324,000 | 3,092,000 |
| Pretax income | 52,000 | 808,000 | 1,668,000 | 2,292,000 |
| Income tax | 15,000 | 274,000 | 565,000 | 778,000 |
| Net income | 37,000 | 534,000 | 1,103,000 | 1,514,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,383,000 | 72,874,000 | 73,427,000 | 73,843,000 |
| Total capital | 78,980,000 | 79,602,000 | 79,933,000 | 80,414,000 |
| Risk-weighted assets | 509,534,000 | 503,686,000 | 505,642,000 | 503,242,000 |