Call reports 2002
IVES BANK — 2002
What IVES BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 470,631,000 | 485,804,000 | 502,835,000 | 503,766,000 |
| Total loans | 276,968,000 | 289,016,000 | 291,338,000 | 292,238,000 |
| Allowance for loan losses | 2,470,000 | 2,748,000 | 2,846,000 | 2,714,000 |
| Securities available for sale | 164,120,000 | 165,314,000 | 180,040,000 | 172,500,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 322,749,000 | 336,792,000 | 343,850,000 | 345,798,000 |
| Interest-bearing deposits | 292,714,000 | 301,645,000 | 307,892,000 | 306,250,000 |
| Noninterest-bearing deposits | 30,035,000 | 35,147,000 | 35,958,000 | 39,548,000 |
| Equity capital | 54,977,000 | 56,636,000 | 57,860,000 | 59,085,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 6,600,000 | 13,612,000 | 20,735,000 | 27,774,000 |
| Interest expense | 3,330,000 | 6,710,000 | 10,017,000 | 13,176,000 |
| Net interest income | 3,270,000 | 6,902,000 | 10,718,000 | 14,598,000 |
| Noninterest income | 290,000 | 614,000 | 1,175,000 | 1,740,000 |
| Noninterest expense | 2,608,000 | 5,252,000 | 7,958,000 | 10,428,000 |
| Provision for loan losses | 99,000 | 377,000 | 475,000 | 475,000 |
| Pretax income | 862,000 | 1,896,000 | 3,469,000 | 5,444,000 |
| Income tax | 265,000 | 583,000 | 1,089,000 | 1,738,000 |
| Net income | 597,000 | 1,313,000 | 2,380,000 | 3,706,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,601,000 | 51,409,000 | 52,559,000 | 53,601,000 |
| Total capital | 54,906,000 | 55,627,000 | 56,345,000 | 57,260,000 |
| Risk-weighted assets | 277,996,000 | 290,882,000 | 301,245,000 | 299,280,000 |