Call reports 2001
IVES BANK — 2001
What IVES BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 383,795,000 | 405,102,000 | 410,086,000 | 436,958,000 |
| Total loans | 253,362,000 | 251,432,000 | 255,971,000 | 268,991,000 |
| Allowance for loan losses | 2,181,000 | 2,394,000 | 2,177,000 | 2,371,000 |
| Securities available for sale | 102,009,000 | 119,830,000 | 126,126,000 | 137,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 263,705,000 | 280,290,000 | 284,403,000 | 305,758,000 |
| Interest-bearing deposits | 244,542,000 | 255,747,000 | 258,654,000 | 275,861,000 |
| Noninterest-bearing deposits | 19,163,000 | 24,543,000 | 25,749,000 | 29,897,000 |
| Equity capital | 53,905,000 | 54,234,000 | 54,762,000 | 54,987,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,680,000 | 13,205,000 | 19,718,000 | 26,247,000 |
| Interest expense | 3,766,000 | 7,462,000 | 11,106,000 | 14,667,000 |
| Net interest income | 2,914,000 | 5,743,000 | 8,612,000 | 11,580,000 |
| Noninterest income | 182,000 | 394,000 | 617,000 | 892,000 |
| Noninterest expense | 2,102,000 | 4,290,000 | 6,549,000 | 8,932,000 |
| Provision for loan losses | 116,000 | 337,000 | 622,000 | 816,000 |
| Pretax income | 948,000 | 1,580,000 | 2,128,000 | 2,794,000 |
| Income tax | 295,000 | 486,000 | 628,000 | 788,000 |
| Net income | 653,000 | 1,094,000 | 1,500,000 | 2,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,166,000 | 48,815,000 | 49,315,000 | 49,914,000 |
| Total capital | 52,427,000 | 53,184,000 | 53,071,000 | 54,078,000 |
| Risk-weighted assets | 213,323,000 | 234,100,000 | 242,291,000 | 258,031,000 |