Call reports 2007
TRUSTMARK BANK — 2007
What TRUSTMARK BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 8,748,293,000 | 8,689,175,000 | 8,768,502,000 | 8,826,746,000 |
| Total loans | 6,638,475,000 | 6,787,666,000 | 6,935,102,000 | 7,073,750,000 |
| Allowance for loan losses | 70,243,000 | 69,021,000 | 70,428,000 | 77,942,000 |
| Securities available for sale | 699,148,000 | 604,822,000 | 515,819,000 | 438,309,000 |
| Securities held to maturity | 286,040,000 | 281,403,000 | 278,385,000 | 275,096,000 |
| Trading assets | 0 | 0 | 92,000 | 799,000 |
| Total deposits | 7,103,615,000 | 6,899,847,000 | 6,730,812,000 | 6,701,550,000 |
| Interest-bearing deposits | 5,605,609,000 | 5,416,831,000 | 5,319,864,000 | 5,247,615,000 |
| Noninterest-bearing deposits | 1,498,006,000 | 1,483,016,000 | 1,410,948,000 | 1,453,935,000 |
| Equity capital | 932,491,000 | 943,961,000 | 957,925,000 | 968,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 128,235,000 | 260,160,000 | 395,165,000 | 532,982,000 |
| Interest expense | 56,721,000 | 115,184,000 | 175,413,000 | 233,596,000 |
| Net interest income | 71,514,000 | 144,976,000 | 219,752,000 | 299,386,000 |
| Noninterest income | 37,915,000 | 78,158,000 | 119,535,000 | 161,600,000 |
| Noninterest expense | 68,403,000 | 136,122,000 | 203,690,000 | 272,349,000 |
| Provision for loan losses | 2,340,000 | 2,361,000 | 7,307,000 | 24,336,000 |
| Pretax income | 38,744,000 | 84,738,000 | 128,400,000 | 164,413,000 |
| Income tax | 13,112,000 | 28,880,000 | 43,193,000 | 55,065,000 |
| Net income | 25,632,000 | 55,858,000 | 85,207,000 | 109,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 627,049,000 | 638,471,000 | 649,761,000 | 662,044,000 |
| Total capital | 746,977,000 | 757,185,000 | 769,890,000 | 789,695,000 |
| Risk-weighted assets | 6,766,165,000 | 6,917,439,000 | 7,116,606,000 | 7,283,407,000 |