Call reports 2005
TRUSTMARK BANK — 2005
What TRUSTMARK BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 8,023,185,000 | 7,951,182,000 | 8,175,333,000 | 8,239,012,000 |
| Total loans | 5,456,879,000 | 5,673,835,000 | 5,882,801,000 | 5,925,114,000 |
| Allowance for loan losses | 64,358,000 | 63,335,000 | 73,164,000 | 74,074,000 |
| Securities available for sale | 1,448,355,000 | 1,138,980,000 | 1,068,100,000 | 985,732,000 |
| Securities held to maturity | 300,234,000 | 304,589,000 | 296,962,000 | 294,902,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,379,237,000 | 5,365,988,000 | 5,690,845,000 | 6,129,013,000 |
| Interest-bearing deposits | 4,136,905,000 | 4,139,769,000 | 4,355,612,000 | 4,598,021,000 |
| Noninterest-bearing deposits | 1,242,332,000 | 1,226,219,000 | 1,335,233,000 | 1,530,992,000 |
| Equity capital | 696,920,000 | 715,501,000 | 703,037,000 | 710,421,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 93,810,000 | 192,261,000 | 297,084,000 | 406,026,000 |
| Interest expense | 27,043,000 | 59,229,000 | 96,720,000 | 137,039,000 |
| Net interest income | 66,767,000 | 133,032,000 | 200,364,000 | 268,987,000 |
| Noninterest income | 36,310,000 | 68,120,000 | 112,092,000 | 145,955,000 |
| Noninterest expense | 60,062,000 | 119,301,000 | 179,279,000 | 239,177,000 |
| Provision for loan losses | 2,671,000 | 3,976,000 | 15,978,000 | 19,041,000 |
| Pretax income | 40,347,000 | 73,821,000 | 113,169,000 | 152,696,000 |
| Income tax | 14,007,000 | 25,742,000 | 39,357,000 | 52,369,000 |
| Net income | 26,340,000 | 48,079,000 | 73,812,000 | 100,327,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 541,111,000 | 552,641,000 | 545,444,000 | 555,336,000 |
| Total capital | 605,469,000 | 615,976,000 | 618,608,000 | 629,410,000 |
| Risk-weighted assets | 5,572,244,000 | 5,730,955,000 | 5,919,946,000 | 5,996,784,000 |