Call reports 2004
TRUSTMARK BANK — 2004
What TRUSTMARK BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 7,927,071,000 | 8,084,869,000 | 7,993,415,000 | 7,890,600,000 |
| Total loans | 5,079,350,000 | 5,263,440,000 | 5,268,660,000 | 5,312,710,000 |
| Allowance for loan losses | 71,657,000 | 71,608,000 | 71,605,000 | 62,325,000 |
| Securities available for sale | 1,880,927,000 | 1,914,106,000 | 1,837,697,000 | 1,501,703,000 |
| Securities held to maturity | 169,708,000 | 159,173,000 | 147,214,000 | 136,797,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 5,420,634,000 | 5,087,170,000 | 5,141,513,000 | 5,304,619,000 |
| Interest-bearing deposits | 4,124,764,000 | 3,849,334,000 | 3,918,608,000 | 3,968,930,000 |
| Noninterest-bearing deposits | 1,295,870,000 | 1,237,836,000 | 1,222,905,000 | 1,335,689,000 |
| Equity capital | 678,687,000 | 669,143,000 | 692,343,000 | 707,031,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 86,444,000 | 174,079,000 | 264,789,000 | 355,396,000 |
| Interest expense | 19,715,000 | 39,401,000 | 61,877,000 | 86,712,000 |
| Net interest income | 66,729,000 | 134,678,000 | 202,912,000 | 268,684,000 |
| Noninterest income | 26,548,000 | 66,020,000 | 98,040,000 | 127,672,000 |
| Noninterest expense | 52,616,000 | 108,143,000 | 165,409,000 | 221,204,000 |
| Provision for loan losses | 928,000 | 2,506,000 | 3,541,000 | -3,555,000 |
| Pretax income | 39,746,000 | 90,064,000 | 132,023,000 | 174,064,000 |
| Income tax | 13,401,000 | 31,109,000 | 45,541,000 | 59,526,000 |
| Net income | 26,345,000 | 58,955,000 | 86,482,000 | 114,538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 539,396,000 | 547,641,000 | 564,994,000 | 540,941,000 |
| Total capital | 605,007,000 | 615,792,000 | 632,807,000 | 603,266,000 |
| Risk-weighted assets | 5,242,823,000 | 5,448,638,000 | 5,421,241,000 | 5,455,470,000 |