Call reports 2012
WHITE HALL BANK — 2012
What WHITE HALL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Total assets | 55,228,000 | 54,320,000 | 52,674,000 |
| Total loans | 30,252,000 | 30,858,000 | 29,921,000 |
| Allowance for loan losses | 575,000 | 625,000 | 650,000 |
| Securities available for sale | 19,186,000 | 20,649,000 | 19,046,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 46,918,000 | 45,703,000 | 43,929,000 |
| Interest-bearing deposits | 41,374,000 | 40,199,000 | 38,923,000 |
| Noninterest-bearing deposits | 5,544,000 | 5,504,000 | 5,006,000 |
| Equity capital | 4,719,000 | 5,020,000 | 5,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Interest income | 640,000 | 1,260,000 | 1,844,000 |
| Interest expense | 148,000 | 299,000 | 443,000 |
| Net interest income | 492,000 | 961,000 | 1,401,000 |
| Noninterest income | 109,000 | 99,000 | 145,000 |
| Noninterest expense | 329,000 | 627,000 | 950,000 |
| Provision for loan losses | 25,000 | 75,000 | 100,000 |
| Pretax income | 247,000 | 365,000 | 601,000 |
| Income tax | 3,000 | 4,000 | 4,000 |
| Net income | 244,000 | 361,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 |
|---|---|---|---|
| Tier 1 capital | 4,145,000 | 4,176,000 | 4,272,000 |
| Total capital | 4,573,000 | 4,613,000 | 4,695,000 |
| Risk-weighted assets | 34,121,000 | 34,797,000 | 33,617,000 |