Call reports 2011
WHITE HALL BANK — 2011
What WHITE HALL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 53,466,000 | 50,259,000 | 52,616,000 | 52,167,000 |
| Total loans | 31,172,000 | 30,668,000 | 30,929,000 | 30,320,000 |
| Allowance for loan losses | 623,000 | 699,000 | 618,000 | 576,000 |
| Securities available for sale | 13,891,000 | 14,973,000 | 16,411,000 | 17,640,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,607,000 | 42,051,000 | 44,596,000 | 44,023,000 |
| Interest-bearing deposits | 40,631,000 | 37,152,000 | 39,302,000 | 38,335,000 |
| Noninterest-bearing deposits | 4,976,000 | 4,899,000 | 5,294,000 | 5,688,000 |
| Equity capital | 3,778,000 | 4,132,000 | 4,438,000 | 4,506,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 597,000 | 1,188,000 | 1,786,000 | 2,382,000 |
| Interest expense | 159,000 | 316,000 | 465,000 | 616,000 |
| Net interest income | 438,000 | 872,000 | 1,321,000 | 1,766,000 |
| Noninterest income | 28,000 | 15,000 | 58,000 | 105,000 |
| Noninterest expense | 330,000 | 660,000 | 1,034,000 | 1,393,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 300,000 |
| Pretax income | 61,000 | 169,000 | 212,000 | 270,000 |
| Income tax | 0 | 1,000 | 1,000 | 1,000 |
| Net income | 61,000 | 168,000 | 211,000 | 269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,827,000 | 3,933,000 | 3,976,000 | 4,034,000 |
| Total capital | 4,364,000 | 4,348,000 | 4,396,000 | 4,453,000 |
| Risk-weighted assets | 42,891,000 | 32,974,000 | 33,942,000 | 33,365,000 |