Call reports 2009
WHITE HALL BANK — 2009
What WHITE HALL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 41,831,000 | 44,326,000 | 44,318,000 | 46,059,000 |
| Total loans | 30,263,000 | 34,146,000 | 33,734,000 | 34,235,000 |
| Allowance for loan losses | 603,000 | 685,000 | 792,000 | 623,000 |
| Securities available for sale | 7,508,000 | 8,121,000 | 8,767,000 | 7,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,004,000 | 36,294,000 | 36,247,000 | 38,130,000 |
| Interest-bearing deposits | 32,014,000 | 32,680,000 | 32,873,000 | 34,330,000 |
| Noninterest-bearing deposits | 3,990,000 | 3,614,000 | 3,374,000 | 3,800,000 |
| Equity capital | 3,708,000 | 3,792,000 | 3,959,000 | 3,808,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 590,000 | 1,193,000 | 1,808,000 | 2,399,000 |
| Interest expense | 197,000 | 402,000 | 603,000 | 793,000 |
| Net interest income | 393,000 | 791,000 | 1,205,000 | 1,606,000 |
| Noninterest income | 37,000 | 104,000 | 153,000 | 198,000 |
| Noninterest expense | 265,000 | 579,000 | 883,000 | 1,223,000 |
| Provision for loan losses | 80,000 | 155,000 | 230,000 | 316,000 |
| Pretax income | 85,000 | 161,000 | 245,000 | 260,000 |
| Income tax | 9,000 | 10,000 | 11,000 | 11,000 |
| Net income | 76,000 | 151,000 | 234,000 | 249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,808,000 | 3,811,000 | 3,823,000 | 3,769,000 |
| Total capital | 4,239,000 | 4,299,000 | 4,325,000 | 4,269,000 |
| Risk-weighted assets | 34,341,000 | 38,897,000 | 39,929,000 | 39,844,000 |