Call reports 2008
WHITE HALL BANK — 2008
What WHITE HALL BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 42,574,000 | 42,270,000 | 42,947,000 | 40,809,000 |
| Total loans | 29,886,000 | 30,585,000 | 32,688,000 | 30,757,000 |
| Allowance for loan losses | 525,000 | 562,000 | 638,000 | 524,000 |
| Securities available for sale | 8,258,000 | 8,131,000 | 8,291,000 | 6,477,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,021,000 | 36,852,000 | 35,409,000 | 34,803,000 |
| Interest-bearing deposits | 32,745,000 | 33,131,000 | 31,732,000 | 31,109,000 |
| Noninterest-bearing deposits | 4,276,000 | 3,721,000 | 3,677,000 | 3,694,000 |
| Equity capital | 3,850,000 | 3,744,000 | 3,881,000 | 3,868,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 678,000 | 1,336,000 | 1,997,000 | 2,637,000 |
| Interest expense | 285,000 | 546,000 | 791,000 | 1,018,000 |
| Net interest income | 393,000 | 790,000 | 1,206,000 | 1,619,000 |
| Noninterest income | 45,000 | 81,000 | 138,000 | 195,000 |
| Noninterest expense | 273,000 | 524,000 | 792,000 | 1,113,000 |
| Provision for loan losses | 75,000 | 150,000 | 225,000 | 356,000 |
| Pretax income | 90,000 | 197,000 | 338,000 | 345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 90,000 | 197,000 | 338,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,705,000 | 3,772,000 | 3,903,000 | 3,800,000 |
| Total capital | 4,108,000 | 4,187,000 | 4,343,000 | 4,218,000 |
| Risk-weighted assets | 32,103,000 | 33,142,000 | 34,996,000 | 33,345,000 |