Call reports 2007
WHITE HALL BANK — 2007
What WHITE HALL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 44,055,000 | 44,207,000 | 42,163,000 | 41,903,000 |
| Total loans | 31,688,000 | 30,983,000 | 31,041,000 | 29,449,000 |
| Allowance for loan losses | 404,000 | 385,000 | 352,000 | 433,000 |
| Securities available for sale | 8,195,000 | 8,893,000 | 8,071,000 | 8,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,260,000 | 37,490,000 | 36,755,000 | 36,474,000 |
| Interest-bearing deposits | 33,554,000 | 34,153,000 | 33,350,000 | 32,707,000 |
| Noninterest-bearing deposits | 3,706,000 | 3,337,000 | 3,405,000 | 3,767,000 |
| Equity capital | 3,523,000 | 3,501,000 | 3,681,000 | 3,720,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 710,000 | 1,431,000 | 2,172,000 | 2,867,000 |
| Interest expense | 319,000 | 651,000 | 983,000 | 1,294,000 |
| Net interest income | 391,000 | 780,000 | 1,189,000 | 1,573,000 |
| Noninterest income | 26,000 | 61,000 | 99,000 | 132,000 |
| Noninterest expense | 262,000 | 507,000 | 745,000 | 1,028,000 |
| Provision for loan losses | 75,000 | 150,000 | 425,000 | 900,000 |
| Pretax income | 80,000 | 184,000 | 118,000 | -223,000 |
| Income tax | 0 | 0 | 1,000 | 2,000 |
| Net income | 80,000 | 184,000 | 117,000 | -225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,551,000 | 3,577,000 | 3,677,000 | 3,675,000 |
| Total capital | 3,955,000 | 3,962,000 | 4,029,000 | 4,075,000 |
| Risk-weighted assets | 34,207,000 | 33,677,000 | 32,780,000 | 32,005,000 |