Call reports 2004
WHITE HALL BANK — 2004
What WHITE HALL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 43,331,000 | 42,103,000 | 44,040,000 | 45,076,000 |
| Total loans | 29,226,000 | 29,427,000 | 32,208,000 | 31,407,000 |
| Allowance for loan losses | 436,000 | 436,000 | 438,000 | 470,000 |
| Securities available for sale | 10,208,000 | 9,656,000 | 8,128,000 | 7,370,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,755,000 | 36,743,000 | 36,994,000 | 37,820,000 |
| Interest-bearing deposits | 34,451,000 | 33,488,000 | 33,842,000 | 33,979,000 |
| Noninterest-bearing deposits | 3,304,000 | 3,255,000 | 3,152,000 | 3,841,000 |
| Equity capital | 2,971,000 | 2,760,000 | 2,947,000 | 3,143,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 663,000 | 1,259,000 | 1,884,000 | 2,517,000 |
| Interest expense | 178,000 | 354,000 | 540,000 | 737,000 |
| Net interest income | 485,000 | 905,000 | 1,344,000 | 1,780,000 |
| Noninterest income | 21,000 | 54,000 | 89,000 | 114,000 |
| Noninterest expense | 239,000 | 473,000 | 709,000 | 1,013,000 |
| Provision for loan losses | 0 | 0 | 0 | 198,000 |
| Pretax income | 267,000 | 486,000 | 724,000 | 683,000 |
| Income tax | 0 | 2,000 | 0 | 0 |
| Net income | 267,000 | 484,000 | 724,000 | 683,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,814,000 | 2,831,000 | 2,912,000 | 3,170,000 |
| Total capital | 3,250,000 | 3,229,000 | 3,335,000 | 3,618,000 |
| Risk-weighted assets | 35,591,000 | 31,795,000 | 33,789,000 | 35,785,000 |