Call reports 2003
WHITE HALL BANK — 2003
What WHITE HALL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 39,098,000 | 40,066,000 | 44,380,000 | 42,030,000 |
| Total loans | 21,455,000 | 24,045,000 | 28,094,000 | 28,930,000 |
| Allowance for loan losses | 317,000 | 325,000 | 388,000 | 384,000 |
| Securities available for sale | 15,360,000 | 14,323,000 | 12,259,000 | 11,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,120,000 | 36,175,000 | 36,530,000 | 36,217,000 |
| Interest-bearing deposits | 33,007,000 | 33,454,000 | 33,114,000 | 32,810,000 |
| Noninterest-bearing deposits | 3,113,000 | 2,721,000 | 3,416,000 | 3,407,000 |
| Equity capital | 2,826,000 | 3,062,000 | 2,866,000 | 2,805,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,090,000 | 1,699,000 | 2,297,000 |
| Interest expense | 214,000 | 407,000 | 590,000 | 768,000 |
| Net interest income | 320,000 | 683,000 | 1,109,000 | 1,529,000 |
| Noninterest income | 21,000 | 36,000 | 53,000 | 68,000 |
| Noninterest expense | 208,000 | 368,000 | 565,000 | 986,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 133,000 | 351,000 | 597,000 | 611,000 |
| Income tax | 0 | 0 | 2,000 | -1,000 |
| Net income | 133,000 | 351,000 | 595,000 | 612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,570,000 | 2,708,000 | 2,668,000 | 2,667,000 |
| Total capital | 2,887,000 | 3,033,000 | 3,056,000 | 3,051,000 |
| Risk-weighted assets | 27,697,000 | 30,206,000 | 31,300,000 | 31,692,000 |