Call reports 2002
WHITE HALL BANK — 2002
What WHITE HALL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 35,345,000 | 35,192,000 | 36,453,000 | 38,647,000 |
| Total loans | 9,622,000 | 13,560,000 | 17,521,000 | 18,951,000 |
| Allowance for loan losses | 340,000 | 316,000 | 305,000 | 317,000 |
| Securities available for sale | 21,657,000 | 18,770,000 | 16,606,000 | 17,495,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,919,000 | 32,394,000 | 33,546,000 | 35,644,000 |
| Interest-bearing deposits | 29,962,000 | 29,717,000 | 31,085,000 | 32,769,000 |
| Noninterest-bearing deposits | 2,957,000 | 2,677,000 | 2,461,000 | 2,875,000 |
| Equity capital | 2,260,000 | 2,602,000 | 2,743,000 | 2,804,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 472,000 | 986,000 | 1,488,000 | 2,127,000 |
| Interest expense | 247,000 | 486,000 | 724,000 | 967,000 |
| Net interest income | 225,000 | 500,000 | 764,000 | 1,160,000 |
| Noninterest income | 11,000 | 33,000 | 50,000 | 69,000 |
| Noninterest expense | 210,000 | 392,000 | 600,000 | 860,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 26,000 | 141,000 | 214,000 | 369,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 26,000 | 141,000 | 214,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,373,000 | 2,442,000 | 2,431,000 | 2,487,000 |
| Total capital | 2,606,000 | 2,693,000 | 2,725,000 | 2,804,000 |
| Risk-weighted assets | 18,559,000 | 19,999,000 | 23,516,000 | 25,397,000 |